| FACTS | What Does Lauderdale County Bank Do With Your Personal Information? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
|
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lauderdale County Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Lauderdale County Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | No | We don’t share |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? |
Call 731-836-5000 or go to www.lauderdalecountybank.com |
What We Do |
|
|---|---|
| How does Lauderdale County Bank protect my personal information? | To protect
your personal information from unauthorized access and use,
we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Lauderdale County Bank collect my personal information? | We collect
your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Federal law
gives you the right to limit only:
|
| Location Services | If you have
enabled location services on your phone and agree to the
collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device. |
| Links to other sites | The App may
contain links to third party websites. When you click on a
link to any other website or location, you will leave the App and go to another site and another entity may collect personal and/or anonymous information from you. The App's provision of a link to any other website or location is for your convenience and does not signify our endorsement of such other website or location or its contents. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites. We encourage you to read the privacy policy of every website you visit. |
| Your choices regarding your information | You have
several choices regarding use of information on the
Services. • (a) How We Respond to Do Not Track Signals. Some web browsers transmit "do not track" signals to the websites and other online services with which your web browser communicates. There is currently no standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in response to these signals. If and when a standard is established, we may revise its policy on responding to these signals. (b) Access, Update, or Correct Your Information. You can access, update, or correct your information by changing preferences in your account. For additional requests, please contact us. • (c) Opting Out of Email or SMS Communications. If you have signed up to receive our email marketing communications, you can unsubscribe any time by clicking the "unsubscribe" link included at the bottom of the email or other electronic communication. Alternatively, you can opt out of receiving marketing communications by contacting us at the contact information under "Contact Us" below. If you provide your phone number through the Services, we may send you notifications by SMS, such as providing a fraud alert. You may opt out of SMS communications by unlinking your mobile phone number through the Services. • (d) Opting Out of Location Tracking. If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the App. |
Definitions |
|
|---|---|
| Affiliates | Companies
related by common ownership or control. They can be
financial and nonfinancial companies. • Lauderdale County Bank has no affiliates. |
| Nonaffiliates | Companies
not related by common ownership or control. They can be
financial and nonfinancial companies. • Lauderdale County Bank does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal
agreement between nonaffiliated financial companies that
together market financial products or services to you. • Lauderdale County Bank doesn’t jointly market. |
MAIN BRANCH
305 South Church
Halls, TN 38040
731-836-5000
RIPLEY BRANCH
331 Cleveland Street
Ripley, TN 38063
731-635-0500
24-HOUR
BANKING
731-836-5001