Consumer loans available for automobile or other personal purchases. 

Call for rates and info.

Both 1st and 2nd mortgage loans are available.

Contact one of our
Mortgage Loan Originators: 

᛫ Greg Crihfield 476529

᛫ Russell Davidson 478372

᛫ Virginia Harris 472672

• A basic savings account that allows up to six withdrawals per quarter with no penalty.

• A $1.00 fee will be imposed for each subsequent debit up to fourteen.

• A $5.00 fee will be imposed for each debit over fourteen.
  

• $100.00 to open.

• Interest compounded quarterly and credited to your account.
  

• If you close your account before interest is credited, you will not receive the accrued interest.
  

• Requires at least a $10.00 deposit to open.

• A $5.00 fee for withdrawal prior to November 1.

• Subsequent withdrawal will result in closure of the account.

• Interest compounded annually and will be credited to your account at the time of payment of principal.

• If you close your account before interest is credited, you will not receive the accrued interest.

• Maximum opening deposit is $400.00 and maximum deposit per month thereafter is $400.00.

• $100.00 to open

• $5.00 monthly service charge, reduced to $3.00 if customer goes "paperless"

• Free Internet Banking
  

• Images of checks/deposits via Internet Banking
  

• Initial order of printed checks free
  

• Bill Pay Service
  

• Free Stop Payments
  

• Monthly Statement with Images via U.S. Mail
  

• Free Copies
  

• Free Ready Reserve
  

• 25% discount on Lockbox rental (3x5)

• Free Faxes

• Statement via Internet Banking

Liberty Checking --

• No monthly service charge regardless of your balance

• Unlimited check writing.

• Available to all individuals.

• $100.00 deposit to open.

Senior or Student Checking --

• Tailored for our senior citizens and students

• No monthly service charge.

• $100.00 deposit to open.

• Free Special Senior Club checks

Board of Education Checking --

• Tailored for persons employed by the Lauderdale County Board of Education

• No monthly service charge

• Free Club Checks.
• $100.00 deposit to open.

Business Account --

• Tailored for businesses

• $100.00 deposit to open.

• A minimum balance fee of $7.50 will be imposed every month if the daily balance falls below $500.00 any day of the month.
  

Eagle Club Checking

Benefits include:

• Our top of the line account

• compare it to any check club anywhere and you will agree, no other club account comes close.

• $100.00 to open.

• $8 club fee monthly

• Free Notary Service

• Free ready reserve transfers

• No Charge for Stop Payments

• 25% discount on lock box rentals

• Two boxes of checks per year free

• Unlimited Check writing

Super NOW Account --

•  An interest bearing account that offers unlimited check writing.

• $1,250.00 deposit to open.

• A $10.00 fee will be imposed every month the daily balance falls below $1,250.00 on any day.
  

Money Market Investment Account --

• An interest bearing account with limited check writing.

• $2,500.00 deposit to open.

• A $10.00 fee will be imposed every month the daily balance falls below $2,500.00 on any day.

• Six debits are allowed each month and a $5.00 fee for each subsequent debit.
  
  
  
  

Call one of our branches for a complete listing of the CDs we offer and their rates.